Absa, Seso Global, T.A. Braithwaite partner to enhance mortgage accessibility for Ghanaians abroad

Absa Bank Ghana LTD has teamed up with Seso Global and T.A. Braithwaite. This partnership aims to help Ghanaians living abroad access mortgages more easily.

Many in the Ghanaian diaspora face challenges. They struggle with limited mortgage options and navigating property purchases from afar. Concerns about investment security also persist.

The collaboration combines Absa’s banking strength, Seso Global’s technology, and T.A. Braithwaite’s insurance expertise. Together, they create a secure path to property ownership in Ghana.

Eligible applicants can access mortgage financing of up to GHS 5,000,000. This amount may cover 80 percent of a property's value or more based on income and credit assessments.

Charles Addo, Retail Banking Director at Absa Bank Ghana LTD, stated: “We have spent years listening to Ghanaians abroad. Owning a home in Ghana is a personal goal for many. However, access and trust issues often hinder this process.” He added that the partnership offers mortgages and financial services to support these goals.

To assist clients better, Absa Bank has set up a 24-hour helpdesk. This dedicated contact line ensures diaspora clients receive prompt assistance regardless of their time zone.

In addition to mortgages, Absa provides various financial services for overseas customers. These include flexible current accounts, savings accounts, fixed deposit options with competitive rates, and insurance plans for education and funeral needs.

Customers can also use Absa’s Signature and Infinite cards for global travel benefits.

Kweku Essien, Co-CEO at Seso Global, noted: “Seso’s digital marketplace helps customers source vetted real estate in Ghana efficiently.” He mentioned that the real estate market has grown significantly since the Year of Return as Ghanaians return home to buy properties.

Des Braithwaite from T.A. Braithwaite commented on the thriving Ghanaian diaspora worldwide. Many want properties for holidays or retirement back home due to political stability in Ghana.

T.A. Braithwaite offers seamless mortgage origination through their Diaspora Connect App while ensuring compliance with financial regulations in various countries.

This partnership integrates digital listings with secure financing and comprehensive insurance coverage. It aims to support every stage of the investment process—from selection to purchase—while reducing travel needs and fraud risks.